Some folks won’t like the lack of domestic airline transfer partnersĬapital One Transfer Partners Rewards Program.

Transfers to Choice Privileges at 1/2 the rate of Citi.Can be difficult to get approvals for multiple Capital One cards.Annual travel credit has to be used through Capital One Travel, oftentimes with higher pricing (or possible headaches when dealing with irregular operations).Outside of Capital One Travel, no bonus categories.Points can be redeemed at 1 cents each for travel if you don’t want to hassle with transferring partners (although, as a rule, we don’t recommend doing it).$300 travel credit applies to cars, hotels and flights booked through Capital One Travel.Excellent travel protections, including primary rental car insurance.Card effectively pays for itself with anniversary miles and annual travel credit.Free authorized users get an impressive suite of benefits.Given that, I think it’s an easy keeper as a 2x-everywhere backstop for the lounge/travel benefits and the ability to share those benefits with authorized users for free.Ĭapital One Lounge DFW Capital One Venture X Pros and Cons Pros Is the Capital One Venture X a keeper? The $300 travel credit is a little irritating as it has to be used through Capital One Travel (I often use it for rental cars), but, combined with the 10,000 anniversary miles, this card more or less pays for its itself.Who’s this card for? Travelers, families and folks that can take advantage of the perks and terrific authorized user benefits.Return Protection: Within 90 days of purchase, up to $300 per item, $1,000 per year.Damage and Theft Protection: 90 days against damage or theft up to $10,000 per claim and $50,000 per year.Extended Warranty: One additional year, on eligible warranties of three years or less (US warranties only).Up to two claims/year, $800/claim and a $50 deductible/claim. Cell Phone Insurance: Coverage applies to all lines listed on the account.Purchase Protections (applies to authorized users):.Travel Accident Insurance: Accidental death or dismemberment coverage of up to $1,000,000.Lost Luggage Reimbursement: Up to $3,000 per passenger.Trip Cancellation / Interruption Insurance: Up to $2,000 per person.Cardholder and family are covered for up to $500 per ticket. Trip Delay Reimbursement: Covers delays of more than 6 hours or that require an overnight stay.Provides reimbursement for theft and collision damage for rental cars in the U.S. Auto Rental Coverage: P rimary auto rental CDW (collision damage waiver).Travel Protections (applies to authorized users):.Complimentary Hertz President’s Circle Status.When booking through Capital One, get a $100 experience credit, daily breakfast for two and other benefits ( see terms and list of properties here). Premier Collection: Get access to Capital One’s “premium hotel collection.including the cardholder and up to two guests. Capital One Lounges: Cardholders and up to two guests get complimentary access to a Capital One Lounges.Plaza Premium Lounge Access: Cardholders (and up to two guests) get complimentary access to a subset of Plaza Premium Lounges.Like many other card-linked Priority Pass memberships, this one does not include restaurants in the Priority Pass network. Priority Pass Lounge Membership: Cardholder and unlimited guests.10,000 bonus miles each year at renewal, starting with the first anniversary.

$100 Global Entry/TSA PreCheck (once every 4 years).$300 annual travel (must be booked through Capital One).5X flights booked through Capital one Travel.

10X hotels and car rentals booked through Capital One Travel.Venture X cardholders can also redeem miles to erase travel purchases or redeem miles them directly through the Capital One Travel Portal at 1 cent per point. Airline partners can be an excellent value as well, and include Air Canada Aeroplan, Air France/KLM Flying Blue, British Airways Avios and Turkish Miles and Smiles. Our favorite hotel transfer partner is probably Wyndham Rewards, because of the terrific redemptions that can be had with Vacasa Vacation Rentals. Best Use for Points: Capital One Miles can be transferred to travel partners at a 1:1 ratio and this will usually yield the most value.Our current Reasonable Redemption Values pegs them at 1.45 cents each. What points are worth: The Capital One Venture X earns Capital One Miles.Authorized User Annual Fee: Free (Up to four).

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